The True Cost of Your Purchases
For 2020 I committed to a No Spend Challenge. I’ve been working since I was 16 and at the time of me writing this I am $49,000 in debt and have <$10,000 in savings/investments. As...
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April 2020 Debt and Spending Update
The whole month of April I worked from home. When I was told I had to start working from home back in March, I was thinking it would only be 2-3 weeks. However, I’m STILL...
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How to Raise Your Credit Score in 30 Days
If you’re hoping to apply for a loan soon to buy a home or get a car, you probably want to raise your credit score. Your credit score can either help or hurt you when...
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Credit Score 101: The Basics
Your credit score is a number that represents how likely you are to pay off debt. Unless you’re Dave Ramsey or someone who can afford to pay for everything in cash, including a home, then...
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Monthly Debt Analysis – My Debt Free Journey
Welcome to my monthly debt analyses! This is where you’ll find links to detailed break downs of all of my debt. Each month I also share my credit score, income, and the good/bad things that...
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March 2020 Debt and Spending Update
March felt pretty long but also it’s April?!? The world is truly in chaos right now and it’s been interesting to see how much that has changed day by day, week by week. To be...
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How to Cope with Financial Concerns and Anxiety During a Crisis
Things have escalated within a matter of days or weeks all over the world. Millions of people have been laid off, many without warning and/or continued pay. If that is you, I am so sorry...
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February 2020 Debt and Spending Update
It’s March?!? I’m not sure how February went by so fast, but I’m excited for March and warmer weather. February was tough for me. I battled with some weird negative emotions. I didn’t really feel...
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5 Reasons Why Young Adults Should Start A Side Hustle
This is a guest post written by Tom from ThisOnlineWorld.com! Be sure to check out his blog for more posts on making money, personal finance, and other tips. I think there is a relatively ‘cookie-cutter’...
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December 2019 Debt and Spending Update
Holy Guacamole, 2019 is officially over. December went super fast (of course), but I had a lot more time off from work, spent more time with my loved ones, and worked on a lot of...
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