No Spend (Low Spend) Year 2020
I’m going to participate in a no spend (or low spend) year 2020. I can’t believe I’m doing this and I can’t believe I feel excited! I know I won’t feel very excited when I...
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November 2019 Debt and Spending Update
The final month of 2019 is here! November wasn’t bad, but it wasn’t great either. This update is going to LOOK bad since my debt increased, but that is because I have not transferred my...
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September 2019 Debt and Spending Update
It’s the final quarter of 2019. Unbelievable. I’ll be honest, I’m not in the best head space in regards to money. In general actually, but things will get better. September was better than August, but...
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August 2019 Debt and Spending Update
August was a fun AND productive month for me and I’m proud of where I’m at even though I had a little bit of a set back. I can still pay off all this debt...
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July 2019 Debt and Spending Update
July was the fastest month of 2019 yet! Last month I mentioned that I was being too obsessive with my finances lately. I put in the effort to not stress/worry about it so much and...
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How I Paid Off Over $20,000 of Debt in One Year
Since June of 2018, I have paid off over $20,000 of debt…$21,647 to be exact. I first wanted to start with a bit of background info: Like many people, I started college at 18. I...
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How to Stop Living Paycheck to Paycheck
After graduating with my Masters degree in 2016, I spent majority of the next year and a half living paycheck to paycheck, or worse, going into even deeper debt. I had to basically live off...
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April 2019 Debt and Spending Update
Hello May! April flew by and was quite a productive and positive financial month for me. It feels good to have a debt pay-off plan and it has become like a game to me to...
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5 Ways I Disagree with Dave Ramsey
Don’t get me wrong…I really like Dave Ramsey. For a month or two last year I spent HOURS listening to his phone calls and rants. Every commute to and from work and even while I...
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March 2019 Debt and Spending Analysis
Happy April! I AM DOWN ALMOST $10,000 IN DEBT FROM FEBRUARY 2019! Now before anyone gets too excited, I have an explanation. As you know, I moved out on my own and my sister sold...
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